9 Habits That Reduce Your Cybersecurity Risk

WorldExecutivesDigest | 9 Habits That Reduce Your Cybersecurity Risk | Cybercrime is a growing threat to everyone, but especially to businesses where it has a greater impact on more people. It’s estimated that nearly half of all Americans have been affected by cybercrime. This is concerning as more and more people rely on digital devices for their banking and financial health. There are steps you can take individually and as a business to reduce your risk of becoming a victim. Here’s what to do:

Update Your Software

You know those annoying notifications you get? Updating your software isn’t optional if you want to avoid getting hacked. In today’s digital world, it’s important to keep your software up to date. This includes both operating system updates and applications you use on a regular basis. On top of this, you should also update antivirus software and any additional firewalls you have, especially in your business.

Use a Risk Management Plan

People with a plan are more likely to avoid cybersecurity risks. A risk management plan is a document that helps you identify and assess your cybersecurity risks. It’s important to have one because it can help you prioritize where to focus your efforts, but also because it will help you identify weaknesses in your current efforts. Companies large and small should implement a risk management plan around cybersecurity.

Use Complex Passwords

Easy passwords are easy to break through. When it comes to passwords, the more complex the better. Passwords are the first line of defense against cyberattacks, so make sure yours are strong enough to stand up to outside efforts. The more random your password is the better. Many people use password management apps to store these complex codes in a secure way.

Enable Two-Factor Authentication (2FA)

Two-factor authentication (2FA) is a security method that adds an extra layer of protection to your accounts. It usually requires a secondary device or account owned by you where a one-time code can be sent. So, even though you know your password, you’ll also need this code to get into your accounts.  

Activate a Firewall

Do you only want to allow certain websites on your network? You can do this by enabling a firewall. This software can control which sites are safe and which ones are not so that only safe information passes into your system.

Backup Your Data Regularly

A backup is a copy of your data that you can use if you lose your original files. It’s important to back up your computer and servers regularly. It’s also best to send the information to a secure offsite location because if something goes wrong on-site, you will still have your data saved somewhere else. If you don’t have backups, things like a fire or a computer crash can destroy all your data.

Keep an Eye on Your Bank Accounts

Don’t share your bank account details with anyone. It’s important that you also avoid giving out banking information over the phone or through email. If someone from the company has an issue, you can always call them back or meet with a banker in person to ensure that you are giving bank data to a bad actor. Watching your financial accounts can also ensure that no one is purchasing items without the authorization to do so.

Don’t Use Public Wi-Fi Networks Without Encryption

You should avoid using public Wi-Fi networks without encryption. If you must use a public Wi-Fi network, use a virtual private network or secure connection to encrypt your communications. This goes for using Wi-Fi networks at coffee shops and internet cafes.

Use a Password Manager

Password managers are programs that help you create and manage strong passwords for all of your online accounts. They also store the passwords in an encrypted database, so you don’t have to remember them yourself. The best ones generate passwords automatically based on the rules you set up. These managers add layers of security without you needing to write down your passwords in an insecure way. Also, it’s important that you don’t share your passwords with anyone. This goes for businesses as well where multiple people may need to access the same system. It’s best to create unique passwords for each individual.

Conclusion

While you cannot completely prevent cybersecurity attacks, you can reduce your risk of being affected by one if you use these habits. By backing up your computer data, and your servers, and using secure habits, you can ensure that you don’t lose everything in the event of a major cyber attack. Not only can they protect you, but they can protect your business and your customers as well.