WorldExecutivesDigest | What to Do if You’re Injured at Work | Unfortunately, workplace accidents are a lot more common than most people think.
According to the Bureau of Labor Statistics (BLS), around 340 million employees experience occupational injuries every year.
When you look at the statistics, you’ll quickly realize that a workplace accident can happen any time – that’s why it’s a good idea to know what steps to take if it happens to you.
If you are injured at work, you must take action to safeguard your health and legal rights. You should also consult with a lawyer who is familiar with employment law to seek compensation for your medical bills and lost wages.
Read on to find out exactly what to do if you’re injured at work, and visit this website to find more information.
See a Doctor
After sustaining an injury at work, the first thing you should do is see an injury doctor right away. If you injury is severe, you should call emergency services.
If your injury does not appear to be severe, you should consult a medical professional and file an accident report anyway. Speak to your employer about whether you need to see a specific doctor or if you can choose your own healthcare provider. It’s also important to let your doctor know that your injury occurred at work.
If you are required to see a specific doctor but are unsatisfied with the outcome, you may be able to get a second opinion depending on the worker’s compensation laws in your state.
File an Accident Report
To be covered under worker’s compensation laws, you should report the accident as soon as possible – whether you are injured or not. You may not experience the effects of an injury immediately, but you may start to experience other delayed symptoms days or weeks after the workplace accident.
Once you’ve been evaluated by a medical professional, it is your duty to report the accident to your employer. It is then your employer’s duty to file a worker’s compensation claim with their insurance company. Request a copy of the worker’s compensation claim filed by your employer, and be sure to follow up to ensure the claim is being processed.
If you reported the accident to your employer but didn’t know the extent of your injury at the time, it’s vital to inform your employer of any changes.
Contact a Worker’s Compensation Lawyer
Before you file your worker’s compensation claim, contact a lawyer who specializes in worker’s compensation and has experience handling these claims. The lawyer will be able to help determine what benefits you may be entitled to under your state’s worker’s compensation laws.
There are, however, a few circumstances where an employee will not be entitled to compensation – for example, if the employee was intoxicated or using illicit drugs at the time of the accident. As a result, some employers require employees to undergo drug tests if they have a workplace accident.
Other circumstances that are excluded from worker’s compensation coverage are injuries sustained during fighting or horseplay at work.
Usually, worker’s compensation lawyers will give you an initial consultation free of charge.